Prescott State Bank

SERVICE AND FEES

Checking Accounts Non-Interest Bearing

  • We recommend that the customer order their checks through us. The prices of checks vary and are subject to change.

Regular Personal Checking

  • No charge if minimum balance is $500.00 or greater
  • $5.00 minimum balance fee if minimum balance is $499.99 or less
  • Account does not pay interest

You must deposit $100.00 to open this account

Student Checking

  • $.00 service charge per month
  • Unlimited activity
  • Account does not pay interest

You must deposit $10.00 to open this account.

Direct Deposit Checking

  • $.00 service charge per month
  • Unlimited activity
  • Account does not pay interest

You must deposit $100.00 to open this account.

Business Checking Account

  • No charge if minimum balance is $500.00 or greater
  • $5.00 minimum balance fee if minimum balance is $499.99 or less
  • Account does not pay interest

You must deposit $100.00 to open this account.

Checking Accounts Interest Bearing

  • Competitive rate on balance of $1000.00 or more
  • Variable rate account
  • Interest will be compounded monthly and credited to your account monthly
  • Interest will be compounded monthly and credited to your account monthly
  • You must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield
  • $6.00 minimum balance fee if minimum balance is $999.99 or less
  • If you close your account before interest is credited, you will not receive the accrued interest

You must deposit $1,000.00 to open this account

Super NOW Account

  • Competitive rate on balance of $2500.00 or more
  • Variable rate account
  • Interest is compounded monthly and will be credited to your account monthly
  • 6.00 minimum balance fee if balance falls below $2,500.00
  • You must maintain a minimum balance of $2,500.00 each day to obtain the disclosed annual percentage yield
  • If you close your account before interest is credited, you will not receive the accrued interest.

You must deposit $2,500.00 to open this account

Tiered Money Market Account

  • Variable Rate Account
  • Interest will be compounded monthly and will be credited to your account monthly
  • $6.00 minimum balance fee if balance falls below $2,500.00
  • You must maintain a minimum balance of $2,500 each day to obtain the disclosed interest yield
  • No interest paid on days balance falls below $2,500.00
  • If you close your account before interest is credited, you will not receive the accrued interest

You must deposit $2,500.00 to open this account

ATM or DEBIT cards available upon application approval

Additional Service Charges

Overdraft & Insufficient Funds…………$25.00 each and $2.00 per day after the 2nd business day
Stop Payments…………………………...$20.00
Research. ………………………………..$25.00 1 hr minimum
Account Reconciliation...........................$25.00 1 hr minimum
Statement Copy. …………………………$1.00
Dormant accounts over 2 years………..$2.00 monthly

Other Services

 

Customer

Non-Customer

Wire Transfer

 

 

Incoming

$10.00

 

Outgoing

$20.00

 

Money Order

$2.00

Cashier’s Check

$5.00

$7.00

 

Safe Deposit Boxes

 

Customer

3x5x24

$15.00

10x3x24

$25.00

10x5x24

$40.00

*Replacement key

$25.00

Copyright © Prescott State Bank. All rights reserved. Member FDIC. Equal Housing Lender