Prescott State Bank

Investment Accounts

PASS BOOK SAVINGS

  • Competitive Rate (subject to change)
  • Interest is calculated daily, and credited Semi-Annually
  • If you close your account before interest is credited you will not receive accrued interest
  • $1.00 fee per withdrawal if the number of withdrawals exceeds 3 withdrawals in a 1-month period.
  • A minimum balance fee of $2.00 will be imposed monthly unless you maintain a minimum daily balance of $100.00.  Children under the age of 25 are exempt from the minimum balance fee.

You must deposit $100.00 to open this account

Business Savings Account

  • Competitive Rate (subject to change)
  • Interest is calculated daily and credited Semi-Annually
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • $1.00 fee per withdrawal if the number of withdrawals exceeds 3 withdrawals in a 1-month period

You must deposit $100.00 to open this account

Christmas Club

  • Accounts consist of 50 weekly payments in increments of $5.00 or more per week.
  • Customer makes 49 payments the bank makes the 50th coupon payment.

Certificate of Deposit

  • Competitive Rates
  • Certificates available from 3 month to 48 months maturities
  • Quarterly interest may be added to certificate, deposited to your account, or mailed by check as per your request.

IRA – Individual Retirement Accounts

  • Designed to save taxes (subject to individual circumstances)
  • Competitive Interest Rates
  • 24 month term certificates
  • No fees or service charges
  • Interest calculated daily added to certificate quarterly
  • Interest rate same as our 24 month certificate of deposit
  • Interest rates variable
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